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How It Works


At this point, you realize that you need some extra capital to purchase inventory, make payroll, or something specific to you. You may have already applied at your local bank and been turned down, or you are just researching other means of extra funding for your small business. The good news is, you came to the right place! This is how it works – Americas Business Capital is your one-stop-shop provider of alternative funding solutions in one easy place. We do all of the hard work in order to let you concentrate on what you do best – running your business!


Our Process

The process couldn’t be any easier. We make the process painless by working directly with us and negotiating the most favorable rates, terms and funding types.

Step 1

Fill out our 1 page application form to receive a call from one of our Funding Specialists or call 1-888-426-0377. They will explain the entire process and set your expectations. If you feel comfortable moving forward we will need your last 6 months of bank statements and if you process credit cards (not required for funding) we will need your last 4 months of merchant processing statements.

  • Our site is completely secure and your data is protected just like any bank

Step 2


We will then review your file and determine which type of advance best suit your needs

  • Our proprietary Matching Service will take into account multiple factors while comparing funding programs, like:

    • Your industry

    • Time in business

    • Monthly revenues

    • Requested loan amount

    • Requested repayment length

  • Once the program is determined we will submit your file for their review.  They will provide a funding decision in less than 24 hours in most cases.  If approved, some more documents like a copy of a lease or mortgage statement, a driver’s license, and a voided check are all that are needed.  At times a underwriter may request a tax return.

  • Money is deposited into your bank account and your repayment schedule will start as agreed upon with the funder in just days.

  • Any further questions, you can always call your Funding Specialist at Americas Business Capital. We are here to help!


This all happens in 24-48 hours.

Benefits of our Products


Unlike traditional commercial or bank loans, we offer legitimate alternatives. Banks require mass amounts of paperwork and make you jump through hoops to apply. Not only that but it can take weeks, if not months, to approve you. Our approval rate is 90%+. The list of features and benefits of our program is as follows:

1)      No Application Fee to Apply

2)      Receive up to $500,000

3)      Quick Funding in Hours/Days

4)      No Monthly Bills to Pay – Small Daily %

5)      Perfect Credit Not Required

6)      No Need to Process Credit Cards

7)      No Hidden or Late Fees

8)      1 Point of Contact for Multiple Quotes

9)      Renewals Available if Needed

10)    1 – 12 Month Repayment structures (determined by the funder)

11)     Use the Money How You Want

Need more details? Contact us

We are here to assist. Contact us by phone, email or via our contact form.

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